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How it works for shops

From application to payout.

Send a link, follow your customer’s progress, and get paid while they pay over time.

  1. 01

    Share your shop’s link or QR code

    Text an application link to your customer or have them scan your shop’s QR code.

  2. 02

    Your customer applies

    They complete the application. If approved, they can see their available SHFT balance right away and use it toward their repair.

  3. 03

    Send the checkout link

    Enter the final repair amount and text the customer their checkout link.

  4. 04

    They choose a plan and pay the first installment

    Your customer picks a plan, reviews and signs the agreement, and makes their first installment.

  5. 05

    Your shop gets paid

    Receive the repair amount, minus your agreed shop fee, with a payout target of 2–3 business days after the customer’s first installment settles.

    Bank and payment-provider processing times may affect timing.

Applying as a driver? See the customer steps.

Ready to offer SHFT at your shop?

Talk to SHFT